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Lead paint disclosure for real estate agents: did we do every step?
If you list, sell or lease a home built before 1978, the federal lead disclosure rule doesn’t just apply to your seller or landlord — it applies to you. Each agent must tell the seller or landlord what they owe, and make sure it gets done or do it yourself (40 CFR 745.115). Knowing violations can bring civil penalties and triple damages to the buyer or tenant (745.118). We built this so it’s one less thing to worry about on a busy closing week.
Full Lead Disclosure Kit — free for 30 days
Everything in your transaction file, ready to print:
- The sales checklist below
- A lease/rental checklist (no 10-day window; exemptions)
- A per-listing records log with dates and a keep-until line
- A friendly seller/landlord notice you can copy
- State add-ons: Illinois (incl. Chicago), Massachusetts, Maryland, Rhode Island, New York City — each with official sources and a “rules last checked” date
No card. Nothing charges automatically. On day 30 you’ll see one clear option to keep the full kit for a one-time $49 — or just keep using the free checklist.
Already started? Open your kit.
It has happened to brokerages
- Coldwell Banker (NRT West), Bay Area: $35,433 to settle EPA claims of lead disclosure violations (EPA).
- Century 21 Homefinders of Hawaii: $6,962; Coldwell Banker Island Properties: $19,344 (EPA).
- Pangea Real Estate, Chicago & Calumet City rentals: $40,000 plus lead-safety projects (EPA).
Listing in Illinois? Pair this with our Illinois home-sale lead disclosure checklist (state disclosure report item 17 and mitigation-notice steps).
Free agent checklist — sales
Before the buyer is obligated under the contract
- ☐ Told the seller what they owe under §§ 745.107, 745.110 and 745.113 (pamphlet, disclosure, reports, 10-day opportunity, signed attachment), and made sure it got done — or did it yourself. This is the agent’s own duty (745.115(a)). Tip: doing it in writing gives you proof.
- ☐ Buyer received the EPA pamphlet Protect Your Family From Lead in Your Home (or an EPA-approved state equivalent) (745.107(a)(1); get it). EPA revised the pamphlet in 2026; if you still hand out an older copy, add EPA’s 2026 supplement too.
- ☐ Seller disclosed any known lead-based paint or hazards — or no knowledge — with any details (basis, location, condition of painted surfaces) (745.107(a)(2)).
- ☐ Seller disclosed known lead info and available reports to you, the agent (745.107(a)(3)).
- ☐ Buyer received copies of all available lead records/reports, including for common areas where applicable (745.107(a)(4)).
- ☐ Buyer had a 10-day period (or another period agreed in writing) for a lead inspection or risk assessment — or waived it in writing (745.110).
The signed attachment to the contract
- ☐ Lead Warning Statement, word for word, in the language of the contract (745.113(a)(1)).
- ☐ Seller’s disclosure statement (745.113(a)(2)) and list of records/reports provided, or a note that none are available (745.113(a)(3)).
- ☐ Buyer’s statement that they received the info and the pamphlet (745.113(a)(4)), and that they had (or waived) the inspection opportunity (745.113(a)(5)).
- ☐ Agent statement: you informed the seller of their obligations and you know your duty to ensure compliance (745.113(a)(6)).
- ☐ Signatures and dates of seller, agent(s) and buyer certifying accuracy (745.113(a)(7)).
After closing
- ☐ Seller and agent each keep a copy of the completed attachment for at least 3 years from the completion date of the sale (745.113(c)(1)).
Free forever, no email needed. Our summary of 40 CFR 745.100–745.118 (eCFR, checked Oct. 30, 2026), not an official EPA form.
✓ Sources checked Oct. 30, 2026
Not legal advice. LeadSafeRules is an independent guide, not EPA or HUD. This summarizes the federal lead disclosure rule (40 CFR 745 Subpart F; HUD’s matching rule is 24 CFR 35 Subpart A) and official state pages for information only. Use the official EPA sample disclosure forms or your state/association forms, and confirm with your broker or attorney.